Reporting Events That Can Affect Railroad Retirement Benefits

Rights to benefits under the Railroad Retirement Act also carry responsibilities for reporting events that may affect the payment of these benefits to the employee or to members of the employee’s family. If these events are not reported, benefit over-payments can occur that have to be repaid, sometimes with interest and penalties.

Events that can affect the payment of a railroad retirement annuity and result in over-payments if not promptly reported include:

    entitlement to social security or certain other benefits, and changes in the amount of such benefit payments
    post-retirement work activity and the receipt of earnings
    the death of an annuitant
    a change in marital status
    a child leaving the care of a spouse or widow(er)
    a student ceasing full-time school attendance

Click here to read the questions and answers that describes how these events affect railroad retirement benefits and what should be done to prevent over-payments.

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